What problem Mac auto mute actually solves
Most accidental speaker playback on macOS happens between tasks, not during calm moments. You unlock your Mac, change headphones, reconnect a dock, move between networks, or open a meeting app while the old volume state is still active. Default0 moves the mute action to those trigger points so you do not need to rely on last-second memory.
If you want a practical setup sequence, start with the three-rule meeting workflow and then expand to the triggers that match your device setup.